Global Intelligence.
Empowering international trade through data-driven risk protection and secure digital workflows.
Global trade protection gap
of cross-border trade remains uninsured
Target policy journey
from application to issuance
Core insurance products
covering the entire trade lifecycle
Indicative cover level
of advance payment exposure
Our Solutions
Digital protection for global trade.
Advance Payment Protection
Protect advance payments when a supplier fails to deliver, becomes insolvent, or repudiates the contract.
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Supplier Performance
Cover supplier delay, abandonment, material defect, and failure to meet agreed milestones.
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Trade Credit
Protect sellers and exporters against buyer non-payment on open-account trade terms.
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Political Risk
Cover political violence, currency restrictions, expropriation, and contract frustration risks.
Learn MoreProcess Workflow
From onboarding to policy readiness.
One integrated journey with clear status at every step
Buyer onboarding
15-30 minClients register, verify their company profile, directors, UBOs and required documents.
Contract submission
10-15 minThe buyer submits contract details, supplier data, advance amount and delivery timeline.
Supplier verification
20-30 minThe supplier receives a secure invitation link and completes business verification.
Risk scoring
InstantThe platform evaluates supplier, country, contract and compliance risk before underwriting.
Quote and policy
24-48 hrsWhen KYC and risk checks pass, the quote and policy workflow can move forward.
Ongoing monitoring
ContinuousSupplier status, documents, claims and policy records remain visible from one secure dashboard.
Risk Calculator
Estimate your exposure.
Adjust parameters to see indicative risk score and premium range
Low Risk Level
Exposure: ...
Premium: ...
This appears to be a lower-risk exposure, subject to KYC and supplier checks.
Begin ApplicationDecision Intelligence
The Five Pillars of Risk.
Our proprietary underwriting engine evaluates five key dimensions before any policy is issued.
Document ingestion
Contract details are captured and key fields are structured for review.
Entity verification
Buyer and supplier company details, directors, UBOs and documents are collected.
Dual KYC scoring
The platform calculates buyer and supplier KYC completion status independently.
Blocking control
Policy issuance remains blocked until all required buyer and supplier checks are complete.
Underwriting review
Risks that need human review are routed to underwriters with structured data.
Policy readiness
Once checks are complete, the policy workflow can move forward with clear audit history.
Credit profile, financial strength, payment behaviour, insolvency indicators and trading capacity.
Market Analysis
Why Meridian?
A modern alternative to traditional trade credit insurers
| Capability | Meridian | Traditional |
|---|---|---|
| Buyer-side advance payment cover Meridian is built for dedicated buyer-side APP | ||
| Digital policy issuance | 24–72 hrs | 1–3 weeks |
| No collateral required | ||
| Dual KYC buyer + supplier | ||
| SME accessible | ||
| Digital underwriting workflow | ||
| Supplier credit monitoring | monthly | |
| Whole-turnover trade credit | ||
| Political risk cover | ||
| English law governed | ||
| Claims settlement target | 30 days | 45–90 days |
| Online self-serve portal |
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Client Voices
Trusted by global traders.
"Meridian transformed our approach to supplier risk. The digital workflow is exceptional."
Sarah Chen
Head of Trade Finance, Asia Pacific
"Finally, trade credit insurance that understands emerging market challenges."
Michael Okonkwo
CEO, Lagos Trading Co.
"The dual KYC process gives us confidence in every transaction."
Elena Rossi
CFO, Mediterranean Imports
FCA Certified
UK Compliance Standard
English Law Protected
England & Wales Framework
UK GDPR Framework
Secure Data Handling
24/7 Recovery Portal
Claims Support
ISO 27001
Information Security
Institutional Capacity
A+ Rated Capacity
FCA Certified
UK Compliance Standard
English Law Protected
England & Wales Framework
UK GDPR Framework
Secure Data Handling
24/7 Recovery Portal
Claims Support
ISO 27001
Information Security
Institutional Capacity
A+ Rated Capacity
FAQ
Common questions.
How quickly can I get a policy?
What types of suppliers do you cover?
Is there a minimum contract value?
How are claims processed?
Underwriting Notice
No policy without complete dual-party verification.
Meridian keeps policy issuance blocked while profile verification, directors, UBOs, and documentation remain incomplete for either party.
Ready to protect your trade?
Join hundreds of businesses using Meridian to secure their international transactions.