About Meridian

Global trade insurance, built for modern buyers.

Meridian Insurance helps companies protect advance payments, supplier performance exposure, trade credit risk and political risk through a clean digital insurance platform.

Company Focus

Trade risk protection

UK-led

Advance payment protection for international buyers

Supplier performance and delivery risk workflows

Trade credit and political risk product expansion

Digital KYC, underwriting and policy lifecycle management

24–72h

Digital policy journey

Target timeline for standard risks once required information is complete.

200+

Target jurisdictions

International trade corridors supported through regulated insurance workflows.

4

Core products

APP, SPG, TCI and PRI form the initial Meridian product family.

90%

Indicative cover level

Typical insured percentage subject to underwriting and policy wording.

Our Mission

Closing the protection gap in global trade.

Cross-border trade often requires buyers to pay international suppliers before receiving goods or services. If a supplier becomes insolvent, delays performance, abandons a contract or fails to deliver, the buyer can face a direct loss with limited practical recovery.

Meridian exists to make this exposure easier to assess, insure and manage. The platform combines contract capture, supplier verification, KYC, risk scoring, underwriting review, policy generation and claims support in one digital journey.

The objective is not to replace professional underwriting. It is to make the underwriting process faster, clearer and more accessible for real businesses trading across borders.

Principles

The operating principles behind Meridian.

The public website, portal and policy journey should all feel consistent: premium, calm, institutional and easy to understand.

Principle

Buyer-first design

Meridian focuses on the party often carrying the least protected exposure in global trade: the buyer paying before delivery.

Principle

Plain English before jargon

Product pages, application steps and policy summaries are written so finance and procurement teams can understand what is covered before they proceed.

Principle

Compliance by design

KYC, sanctions screening, audit trails, policy disclosure and role-based workflows are treated as core product features, not afterthoughts.

Principle

Digital speed with underwriting discipline

The platform removes friction from simple cases while escalating complex risks to underwriters with clear supporting evidence.

Who Meridian serves

UK and international importers paying deposits to suppliers.

Construction, infrastructure and project owners with milestone-based supply contracts.

Commodity and equipment traders exposed to delivery failure or political disruption.

Exporters and sellers seeking receivables protection for approved buyers.

What makes the platform different

Buyer and supplier status visible in one policy journey.

Clear blockers before policy issuance, instead of hidden manual checks.

Application data structured for underwriter review and audit trail.

Public pages linked to real product, support, security and legal resources.

What comes next

Deeper KYC upload and supplier verification portal.

Policy PDF generation and IPID document delivery.

Underwriter queue and compliance review workflow.

Claims FNOL and evidence upload journey.

Next Step

Start with the right product.

Explore the Meridian product family and choose the cover most relevant to your trade contract or receivables exposure.